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Estarta Call Center - Human-First Call Center Outsourcing
Payment Security

PCI DSS-Compliant Payment Handling

Estarta maintains PCI DSS compliance to securely handle payment card information. Your customers' financial data is protected by industry-standard safeguards.

Important: This page describes our PCI DSS compliance program. Specific compliance capabilities and Attestation of Compliance (AOC) documentation is available during the sales process. Your organization remains responsible for overall PCI compliance.

How We Meet PCI Requirements

Our security program addresses all PCI DSS requirement categories.

Secure Network & Systems

Firewalls, secure configurations, and network segmentation protect payment systems from unauthorized access.

Data Protection

Cardholder data is encrypted in transit and at rest. We never store full card numbers, CVV codes, or PINs.

Vulnerability Management

Regular security assessments, penetration testing, and vulnerability scanning identify and address risks.

Access Control

Role-based access ensures only authorized personnel can access payment systems. Unique IDs track all access.

Monitoring & Testing

Continuous monitoring of network resources and regular testing of security systems and processes.

Security Policies

Documented information security policies address requirements for employees, contractors, and third parties.

Secure Payment Collection

Multiple secure methods ensure card data never touches our systems.

DTMF Masking

Callers enter card numbers using phone keypad. Agents hear tones but never see or hear actual card numbers.

Secure IVR Collection

Automated systems can collect payment information before transferring to agents for non-payment assistance.

Clean Room Operations

Payment-handling agents work in monitored environments with no personal devices or recording capabilities.

Real-Time Tokenization

Card numbers are immediately converted to tokens, preventing storage or exposure of actual card data.

Agent Security Training

Every agent handling payment calls completes comprehensive PCI security training. Ongoing training ensures continued awareness of security requirements.

  • PCI DSS fundamentals and requirements
  • Secure handling procedures for payment calls
  • Recognizing and reporting security incidents
  • Social engineering awareness and prevention
  • Clean desk policy and workspace security
  • Prohibited behaviors and consequences

Zero Trust Approach

Minimizing data exposure

Our security philosophy assumes that protecting payment data requires multiple overlapping controls. Technology, training, monitoring, and operational procedures work together to minimize risk at every stage.

PCI Compliance FAQs

What level of PCI DSS compliance does Estarta maintain?

We maintain compliance appropriate for our service provider role. Specific compliance level and attestation documentation is available upon request during the sales process.

Do agents see or hear credit card numbers?

Our preferred approach uses DTMF masking where callers enter card numbers via phone keypad. Agents hear masked tones and never see or hear actual card numbers. Alternative secure collection methods are available based on client requirements.

How are payment calls monitored?

Payment call handling is conducted in monitored environments with screen recording and quality assurance. Personal devices are prohibited in payment processing areas.

Can you integrate with our payment processor?

We integrate with major payment processors and gateways. Our team will work with your processor to ensure secure, compliant integration during onboarding.

What happens if there's a potential security incident?

We maintain documented incident response procedures. Any potential security incident is immediately escalated, investigated, and reported to affected clients per PCI requirements.

Do you store cardholder data?

We do not store full card numbers, CVV codes, PINs, or magnetic stripe data. Payment information is tokenized and transmitted directly to your payment processor.

Ready to discuss secure payment handling?

Our team can walk you through our PCI compliance program and discuss integration with your payment processor.

Or call us directly: +1 (818) 418-5903

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